Basic Types of Auto Insurance Coverage

Auto insurance covers the bodily injury liability for injury or death which resulted from an accident which is caused by a policy holder. Auto insurance is mandatory in some places. Before you purchase an auto insurance, it is important to know about the coverage of the auto insurance policy. Basic coverage of an auto insurance:

• This policy covers bodily injury liability, that provides the coverage for bodily injury claims from the individuals injured in any vehicle accident.
• It also covers the property damage liability. Any property damages to the third parties like another persons' car that caused by accident made by your vehicle.
• This policy pays the medical payments in the name of the policy owner's car to the insurer and other passengers.
• The other type of coverage is uninsured motorist coverage. You are protected by this policy when the negligent driver does not have the insurance.
• Other comprehensive coverage is that your vehicle is covered in the case of fire, theft, vandalism and hail storm damage or any natural causes.
• The physical damage to your vehicle also covered by this insurance policy.
• It also covers the losses to your car or vehicle when you are involved in an accident.

If you are interested, it also covers extra medical payment coverage. You can choose ant type of coverage among from.

Your vehicle is protected in the event of accident in collision coverage. Though an accident does not involve, your vehicle is covered by comprehensive coverage.

So in this auto insurance covers the collision coverage and comprehensive coverage. Not only these coverages, you can choose many types of the coverages from this insurance.